HOW TO GET OUT OF DEBT (RKPG)(ISBN=9780553382020) 英文原版 txt umd azw3 下载 fb2 pdf 在线 免费

With up-to-the-minute information . . . And an all-new

preface by the author!

Out of the red . . .

? Do this month’s bills pile up before you’ve paid last

month’s?

? Do you regularly receive past-due notices?

? Do you get letters threatening legal action if immediate payment

is not made?

? Do the total amounts of your revolving charge accounts keep

rising?

Into the black . . .

Whether you are currently in debt or fear you’re falling

into debt, you are not alone. Sixty million Americans--from doctors

to secretaries, from executives to the unemployed--face the same

problem and live under the same daily stress. Based on the proven

techniques of the national Debtors Anonymous program, here is the

first complete, step-by-step guide to getting out of debt once and

for all. You’ll learn:

? How to recognize the warning signs of serious debt

? How to negotiate with angry creditors, collection agencies, and

the IRS

? How to design a realistic and painless pay-back schedule

? How to identify your spending blind spots

? How to cope with the anxiety and daily pressures of owing

money

? Plus the three cardinal rules for staying out of debt forever,

and much more!

This book is neither sponsored nor endorsed by Debtors Anonymous. A

recovered debtor, the author is intimately familiar with the

success of the Debtors Anonymous program.

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Jerrold Mundis is a writer, speaker, and

counselor. His books have been selected by the Book-of-the-Month

Club, Literary Guild, One Spirit Book Club, and others, and

translated into a dozen foreign languages. His short work has

appeared in such publications as the New York Times Magazine

and American Heritage. A recovered debtor himself, he is

intimately familiar with the success of the Debtors Anonymous

program. Mundis speaks regularly on debt and personal money for

clients ranging from the U.S. Customs Service to the National

Education Association, Unity Church, and professional societies and

associations. He also works privately with individuals across the

United States and in other countries as well, by telephone. Jerrold

Mundis lives in New York City.

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书籍介绍

With up-to-the-minute information . . . And an all-new preface by the author!

Out of the red . . .

• Do this month’s bills pile up before you’ve paid last month’s?

• Do you regularly receive past-due notices?

• Do you get letters threatening legal action if immediate payment is not made?

• Do the total amounts of your revolving charge accounts keep rising?

Into the black . . .

Whether you are currently in debt or fear you’re falling into debt, you are not alone. Sixty million Americans--from doctors to secretaries, from executives to the unemployed--face the same problem and live under the same daily stress. Based on the proven techniques of the national Debtors Anonymous program, here is the first complete, step-by-step guide to getting out of debt once and for all. You’ll learn:

• How to recognize the warning signs of serious debt

• How to negotiate with angry creditors, collection agencies, and the IRS

• How to design a realistic and painless pay-back schedule

• How to identify your spending blind spots

• How to cope with the anxiety and daily pressures of owing money

• Plus the three cardinal rules for staying out of debt forever, and much more!

This book is neither sponsored nor endorsed by Debtors Anonymous. A recovered debtor, the author is intimately familiar with the success of the Debtors Anonymous program.